About Us

EMICalcs is a free collection of fast, accurate and beautifully simple finance calculators. Our goal is to help you make smarter money decisions — whether you're planning a home loan EMI, projecting SIP returns, or working out the maturity value of a fixed deposit — without spreadsheets, sign-ups or confusion.

What we offer

Loan & EMI calculators — home, car and personal loan EMIs with full amortization schedules.
Investment calculators — SIP, lumpsum, SWP, NPS, CAGR and compound interest projections.
Savings & retirement calculators — fixed deposit, recurring deposit, PPF and EPF maturity.
Tax & salary tools — income tax (new vs old regime), HRA exemption, GST and gratuity.
Everyday tools — percentage, simple interest and inflation impact.

Guides that go deeper

Alongside the calculators, our blog publishes practical guides — choosing a tax regime, prepaying a home loan, SIP vs lumpsum investing and more — each paired with the calculator that lets you test the idea on your own numbers.

Why we're free

Every calculator on EMICalcs is completely free and requires no account. The site is supported by advertising, which lets us keep the tools open for everyone. We work hard to keep ads unobtrusive and the pages fast.

Our commitment to accuracy

Each calculator uses the standard, widely-accepted financial formula for its purpose, and every formula is unit-tested. That said, real-world figures from your bank or financial institution may differ slightly due to fees, rounding or day-count conventions. Our results are estimates to help you plan — always confirm exact figures with your provider. See our Disclaimer for details.

Get in touch

Have a suggestion, found an issue, or want a calculator we don't have yet? We'd love to hear from you — visit our Contact page.